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Insurance
Cover |
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Description
of Insurance Cover |
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General Property Insurance |
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Cover
for loss or damage to items of your choice anywhere in
Australia including power tools, dumpy levels, mobile
phones etc. |
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| Accidental
Damage Insurance |
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Covers
you for accidental loss or damage to the property insured
at your business premises. |
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| Fire
and Other Damage Insurance |
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Covers
you for loss or damage to business contents and stock
at your business premises for certain specified events
such as fire, storm (but not flood),
impact, lightning, explosion and earthquakes. Also included
is the cost of removing debris. |
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Burglary
Insurance |
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Following a violent and forced entry to your trade premises,
burglary insurance covers you for theft of stock, electronic
equipment and other business contents within your building. |
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Construction
Insurance |
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Covers
you for theft or damage to contract work you do. Your
policy also covers any accidental damage during maintenance
work after a contract is finished, for a maximum period
of 12 months.
You can also cover your tools and equipment
as well as the cost of demolition and/or removal of debris. |
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Goods
in Transit Insurance |
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Covers
you for loss or damage to goods in transit caused by specified
events such as collision, overturning, derailment,
fire, explosion, or theft following forcible and violent
entry to the vehicle; the damage to goods during loading
and unloading can be added to the cover. |
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Business
Interruption Insurance |
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Covers
loss of income for your business as a result of insured
damage that happens at the insured premises. |
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Fraud
and Dishonesty Insurance |
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Covers
you for loss of money or goods as a result of an act of
fraud or dishonesty committed by any of your employees. |
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Glass
Breakage Insurance |
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Covers
the breakage of external or internal glass and glass or
plastic signs at your business premises. |
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Money
Insurance |
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Covers
you for loss of or damage to money while kept in your
building, in transit or at your private residence. |
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Equipment
Breakdown |
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Covers
the cost of repairing electrical or mechanical machines
for sudden and accidental breakdown.
Business interruption is covered under
this option provided that it is included in the overall
cover of the policy. |
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Tax
Audit Insurance |
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Covers
you for professional fees that occur in connection with
a tax audit. |
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For
further information concerning Trade Insurance or to
obtain a comprehensive quote - please contact
us. |
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