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Insurance
Cover |
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Description
of Insurance Cover |
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General Property Insurance |
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Cover
for items of your choice such as mobile phones and laptop
computers, whether in the office or out. |
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| Accidental
Damage Insurance |
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Covers
you for accidental loss or damage to the building, electronic
equipment and other business contents at your business
premises up to the full sum insured of the Fire and other
damage cover (limited to a maximum of $250,000). |
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| Fire
and Other Damage Insurance |
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Cover
for your building and business contents including electronic
equipment for certain specified events such as fire, storm
(but not flood), impact, lightning, explosion, and earthquake.
Also included is the cost of removing debris. |
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Burglary
Insurance |
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Cover for theft electronic equipment and other business
contents contained within your building, following theft
of any attempt at theft from the building
up to the full contents sum insured from the Fire and
other damage cover (limited to a maximum
on $250,000). |
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Business
Interruption Insurance |
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Covers
loss of income for your business as a result of insured
damage that happens at the insured premises. |
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Public
and Products Liability |
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Covers
your legal liability for personal injury or damage to
property caused by an occurrence connected with your business. |
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Fraud
and Dishonesty Insurance |
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Covers
you for loss of money or goods as a result of an act of
fraud or dishonesty committed by any of your employees. |
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Glass
Breakage Insurance |
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Covers
the replacement value of broken glass. Also includes the
cost of temporary shuttering, replacement of sign writing,
repairing plastic signs up to $1000, and the cost value
of stock spoiled by the broken glass. |
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Money
Insurance |
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Covers
you for loss of or damage to money while kept in your
building, in transit or at your private residence. |
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Equipment
Breakdown |
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Covers
you for the cost of repairing electrical or mechanical
equipment for sudden or accidental breakdown. |
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Tax
Audit Insurance |
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Covers
you for professional fees that occur in connection with
a tax audit. |
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For
further information concerning Professional Business
Insurance or to obtain a comprehensive quote - please
contact us. |
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