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Insurance
Cover |
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Description
of Insurance Cover |
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General Property |
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Cover
for items of your choice such as mobile phones and laptop
computers, in all locations. |
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Fire
and Other Damage |
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Cover
for your building and business contents & stock for
certain specified events such as fire, storm (but not
flood), impact, lightning, explosion,
and earthquake. Also included is the cost of removing
debris. |
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Business
Interruption |
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Covers
loss of income for your business as a result of insured
damage that happens at the insured premises. |
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Burglary |
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Cover for theft of stock, electronic equipment and other
business contents contained within your building, following
forced & violent entry. |
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Accidental
Damage |
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Covers
you for accidental loss or damage to the property insured
at your business premises. |
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Public
and Products Liability |
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Covers
your legal liability for personal injury or damage to
property caused by an occurrence connected with your business. |
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Glass
Breakage |
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Covers
the replacement value of broken glass. Also includes the
cost of temporary shuttering, replacement of sign writing,
repairing plastic signs up to $1000, and the cost value
of stock spoiled by the broken glass. |
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Fraud
and Dishonesty |
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Covers
you for loss of money or goods as a result of any act
of fraud or dishonesty committed by any of your employees. |
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Goods
in Transit |
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Cover
for items of your choice such as mobile phones and laptop
computers. Covers you for loss or damage to goods
in transit caused by specified events
such as collision, overturning, derailment, fire, explosion,
or theft following forcible and violent
entry to the vehicle; the damage to goods during loading
and unloading can be added to the cover. |
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Money |
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Covers
you for loss of or damage to money while kept in your
building, in transit or at your private residence. |
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Equipment
Breakdown |
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Covers
you for the cost of repairing electrical or mechanical
machines for sudden or accidental breakdown. |
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Tax
Audit |
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Covers
you for professional fees that occur in connection with
a tax audit. |
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For
further information concerning Business Insurance or
to obtain a comprehensive quote - please contact
us. |
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